What happens when you are injured working for one employer, and you have two jobs and two different employers? This is called concurrent employment in the Nevada regulations If you are like most injured workers and you never talk to your claim’s adjuster, you might not know how important your second employment is to your claim.
If your injury disables you temporarily from working both jobs, you might be entitled to temporary total disability benefits (TTD). Those benefits are 66 2/3 of your average monthly wage. Unless you ask the adjuster to add in the wages you earned at you second job, the adjuster will only use wages you earned at your first job when she calculates your benefits when you are taken off work by your doctor.
Even though you weren’t injured while working for your second employer, a Nevada regulation allows you to have the wages from your second job combined with the wages from your first job as a base from which to calculate all benefits. This may greatly increase your TTD benefits. It may also significantly increase your permanent partial disability (PPD) award at the end of your case.
Things can get a bit more confusing when an injured worker is able to do light duty work for one employer, but not the other one. Additionally, the second employer is entitled to regard your work injury as not being a job injury as far they are concerned. The second employer, for example, may offer light duty to employees hurt on that job, but may not give light duty work to employees who are injured while working on a different job for a different employer. In that case, the injured worker will want to check that the net wages received from the employer are at least equal to the employee’s compensation benefits the employee would receive if the employee were taken off work completely.